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  • Actuarial Guideline XXXIV/Minimum Guaranteed Benefits for Variable Annuities
    it was unclear to me whether this product was a direct result of equity-indexed annuities, or whether ... There are several important differences, and the primary one relates to market conduct. You do not have ...

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    • Authors: Thomas Campbell, Timothy J Ruark
    • Date: Jan 1998
    • Competency: External Forces & Industry Knowledge
    • Topics: Annuities>Reserves - Annuities; Annuities>Variable annuities; Public Policy
  • Using Reinsurance to Manage Guaranteed Minimum Death Benefits, Income Benefits, and Maturity Benefits on Variable Annuities
    know that's not good news for those of you on the direct side, but that's the reality. I think, in the ... task, and when you're hedging, you don't really care because what really drives the process is how ...

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    • Authors: Michael Pado, Timothy J Ruark, Jean-Francois Lemay
    • Date: May 1999
    • Competency: External Forces & Industry Knowledge>Actuarial methods in business operations
    • Publication Name: Record of the Society of Actuaries
    • Topics: Annuities>Variable annuities; Reinsurance
  • Variable Products - Pricing Issues
    the company’s individual insurance: CIGNA Health Care, CIGNA Retirement Services and, most notably, CIGNA ... think these things are as valuable as we do, so the direct comparison is with mutual funds. Perhaps by ...

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    • Authors: Timothy J Ruark, Daniel Theodore, Nancy Kenneally
    • Date: Oct 1997
    • Competency: Technical Skills & Analytical Problem Solving
    • Publication Name: Record of the Society of Actuaries
    • Topics: Annuities>Variable annuities
  • Where Does the Time Go?
    Where Does the Time Go? Discussion of three aspects of GMDB— the retail product, the ... Benefit”—The Movie, in Contingencies magazine? (I don’t care if you don’t remember, my mom considers it an epic ...

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    • Authors: Timothy J Ruark
    • Date: Aug 2005
    • Competency: External Forces & Industry Knowledge
    • Publication Name: Reinsurance News
    • Topics: Annuities>Variable annuities; Reinsurance
  • Guaranteed Minimum Death Benefits on Variable Annuities
    Guaranteed Minimum Death Benefits on Variable Annuities In session 85OF of the Montreal Spring ... you split your portfolio in two. You see, I don't care about these people on the fixed side, but all these ...

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    • Authors: Thomas Campbell, Stephen Preston, Timothy J Ruark
    • Date: Jun 1997
    • Competency: Technical Skills & Analytical Problem Solving
    • Publication Name: Record of the Society of Actuaries
    • Topics: Annuities>Variable annuities; Financial Reporting & Accounting